Main Menu
Join Undercurrent on Facebook

The Private, Exclusive Guide for Serious Divers Since 1975 | |
For Divers since 1975
The Private, Exclusive Guide for Serious Divers Since 1975
"Best of the Web: scuba tips no other
source dares to publish" -- Forbes
March 2023    Download the Entire Issue (PDF) Vol. 49, No. 3   RSS Feed for Undercurrent Issues
What's this?

Insurance and the Traveling Diver; Part I

readers tell of woes and triumphs

from the March, 2023 issue of Undercurrent   Subscribe Now

Subscriber Content Preview
Only active subscribers can view the whole article here

For traveling divers, dive insurance is essential because dive injury treatment is unique, perhaps even requiring air evacuation. For general travel insurance - flight delays, missing baggage, trip interruption, illness before departure, medical coverage - some people take their chances, and, in a sense, self-insure. Still, as divers age, taking out a general travel and medical policy becomes wise, especially recognizing that Medicare does not cover medical costs outside the U.S. and its territories. One can find all kinds of policy variations to meet individual needs - trip interruption, COVID coverage, medical, medical evacuation, etc.

Insurance companies are not munificent uncles that pay out unstintingly

We asked Undercurrent readers to tell us their experiences with diving and travel insurance, and scores responded, some with successful reimbursements and others with unfortunate outcomes. We've pulled together the most salient examples of issues you might face, including some tips if you ever need to file a claim.

Make an Error, and You're Toast

Insurance companies are not munificent uncles that pay out unstintingly. Like any business, they must take in more money than they spend, and to accomplish that, their policy language is precise. And your claim must be as well.

As an example of how tough a travel insurance company can be, Ralph Bell (Springfield, VA) told us of his plight: Last year, he checked in for his American Airlines flight to Providenciales, where he was to board the Turks and Caicos Aggressor, but A.A. refused to board him. For whatever reason, his passport number did not match the number on his T&C travel authorization document. Much to his great disappointment, he could not fly to Provo to board his boat. After several months, Trawick International refused his claim for reimbursement for an error they did not cover....

Subscribers: Read the full article here

Get more dive info like these and other important scuba updates sent monthly to your email.
And a FREE Recent Issue of Undercurrent

Free Undercurrent Issue
Get a free
monthly email and
a sample issue!



I want to get all the stories! Tell me how I can become an Undercurrent Online Member and get online access to all the articles of Undercurrent as well as thousands of first hand reports on dive operations world-wide

Find in  

| Home | Online Members Area | My Account | Login | Join |
| Travel Index | Dive Resort & Liveaboard Reviews | Featured Reports | Recent Issues | Back Issues |
| Dive Gear Index | Health/Safety Index | Environment & Misc. Index | Seasonal Planner | Blogs | Free Articles | Book Picks | News |
| Special Offers | RSS | FAQ | About Us | Contact Us | Links |

Copyright © 1996-2023 Undercurrent (
3020 Bridgeway, Ste 102, Sausalito, Ca 94965
All rights reserved.