Divers aboard the Nai’a, one of the more respected
liveaboards in the Pacific, were evacuated in rolling
seas when the craft was swept onto a Tonga reef by a
rogue storm on the second night of an 11-day August
whale-watching trip. According to first hand accounts,
passengers had been warned of heavy winds and went
to bed anchored off remote Luanamo Island. They
were awakened about 3:00 a.m. by the impact of the
120-foot motorsailer’s steel hull crunching into a reef.
Owner Rob Barrel told Undercurrent, “The wind shifted
180 degrees and picked up to gale force in the space of
five minutes, causing the anchor to drag until the keel
fetched up on the reef.”
 Subscriber Ron Dion (San Francisco, CA) told
  Undercurrent that crew members summoned all twelve
  passengers to the salon, instructing them to bring life
  jackets, passports, clothing and medications. Dion
  and his wife also thought to don their wet suits, which
  proved to be a wise decision. When the Nai’a’s engines
  couldn’t drive the ship off the reef, crew members tried
  to push it free with two inflatable dive skiffs. One skiff
  got punctured and the crew had to be pulled from the
  churning sea as the skiff turned turtle. The second
  inflatable developed a leak, and skipper Jonathan Smith
  decided to evacuate the passengers to the nearby deserted
  island.
 The crew helped passengers into the limping skiff
  and took them to shore through five-foot surf. “All we
  could see was foam as waves broke over the inflatable,”
  recalls Dion. “It’s a miracle someone didn’t drown.”
  Three crew members accompanied the passengers
  ashore, toting blankets and emergency rations. The
  inflatable nearly sank as crewmen returned to the Nai’a.
 Doc Epstein (Key West, FL) recalls that after he and
  the other passengers were unloaded, the crew “went into
  the watery cabins to gather our belongings. That shows
  their loyalty and professionalism.” Adds passenger Paul
  Duhamel (San Francisco), “Their courage, tireless determination,
  and resilience make them true heroes to us.”
 Dion, an experienced yachtsman, faults the captain
  for putting out only one anchor and for not starting the
  engine until after the boat was aground. But he, too,
  acknowledged, “I must give credit to the Fijian crew.”
 After twelve rainy hours huddled under a banyan
  tree, the passengers were picked up by local boatmen
  who transported them to a sailing yacht that had
  responded to the Nai’a’s Mayday call. They and their
  luggage were then transferred to Sandy Beach Resort.
 A week later, a salvage team finally managed to lift
  the Nai’a off the reef and began towing her, with both
  vessels chained to a barge that had gone in close to the
  reef to enable the salvage. But the three-ship convoy
  was hit by another freak storm with 40-50 knot winds.
  The rescue barge, being towed by the MV Hifofua, was
  swamped and began to submerge, threatening to pull
  down the Hifofua and the Nai’a with her. The barge was
  cut loose and sank, with five men escaping in a dinghy.
Eventually the Nai’a reached her home port in Fiji.
  Two charters were cancelled, but the Nai’a was repaired
  in time for her first scheduled charter back in Fiji on
  September 20.
 The Tonga passengers were offered refunds or credits
  for future trips and Barrel covered their food and
  lodging at Sandy Beach. (Some were there five days waiting
  for connecting flights.) As Barrel’s staff continued
  to find personal belongings, they informed clients by email
  and offered to ship the items. Ron Dion estimates
  that he lost about $2,000 worth of stuff, including personal
  electronic gear that may have been ruined by salt
  water. The Nai’a’s insurance only covered the ship’s hull
  damage, according to Dion. He carries two separate topof-
  the-line dive-accident policies -- PADI Platinum and
  DAN Preferred – but discovered that neither covered his
  lost possessions.
 DAN’s dive-accident insurance only covers scuba gear
  lost while diving. PADI’s coverage is limited to belongings
  lost as the result of medical transportation. Both
  policies offer maximum payouts of $2500. DAN, DEPP
  and other insurers offer separate dive equipment policies,
  and some homeowners insurance will cover personal
  losses away from home.